Albany Financial Group

80 Wolf Road,

Suite 301
Albany, NY 12205

Why Choose Us

Our Value Proposition


It's been said that at some point in everyone's life, they will experience an event that will change them forever; for better or worse. For me, that event took place on Monday, December 3, 2001. That was the date I had surgery to remove a benign brain tumor and, in effect, start my new "normal" life at age 39. After that experience, I realized that I wanted to be of help to others; to "pay it forward" so to speak. Based on my experience in taxation and finance, I embarked on my career in personal financial planning to sincerely help others to pursue their financial goals. 


The most important way I help others work toward their financial goals is by education. I enjoy teaching my clients about financial planning and giving them the knowledge they need to plan for a secure future. Throughout the process, I take time to listen. I want to know what client's care about most; what motivates them. I often ask prospective clients "If money were no object, what would motivate you to get through the day?" Once we find answers to this question, I can then build them a bridge from where they are now to where they want to be. This is done through the financial planning and investment process. The plan is then implemented and we do everything we can to take great care of them along the way. 

John Gigliello at the Albany Financial Group offers clients 5 advantages:

1. Education

Education is at the heart of everything we do. If I were not in the financial services industry, I think I would have been a college professor. I feel strongly that the more I can educate my clients on their finances, the better chance I have at helping them pursue their goals. We hold numerous educational events throughout the year to help guide our clients toward their dreams and aspirations.

2. Comprehensive Planning

I pride myself on providing my clients with a comprehensive financial plan that includes net worth and cash flow analysis, income tax planning, life insurance gap analysis, investment management and stress-tested retirement plans. Please see our

3. Specialization in Social Security, Medicare and Tax Planning

These are very important planning issues that most advisors do not address. With 25 years' experience as an Enrolled Agent, I am qualified to counsel on tax planning. We also offer targeted guidance in helping you to make critical Medicare and Social Security decisions. These decisions, in most cases, are irreversible, so let me help guide you towards a suitable decision.

4. Independence

Our broker/dealer (BD), LPL Financial is the largest independent BD in the country, as reported by Financial Planning magazine, June 1996-2020, based on total revenue. Unlike many other BDs, they have no proprietary products to sell, and I have no agenda to offer any particular financial product. I have a fiduciary responsibility to my clients,  therefore I am free to recommend the products and services that best meet your needs to pursue the goals you have set. 

5. Fee-based Compensation

Unlike a commissioned salesperson, I am a fee-based financial planner who does better when you do better. As an investment advisor representative, I have a fiduciary obligation to make decisions that are truly in your best interest. In most cases, the fees that I earn cover all the costs for comprehensive financial planning, asset management and retirement planning.