About John Gigliello
After a life-altering health issue at 39, my calling in life became clear: To share my knowledge of personal finance with people who are looking to make smart and responsible choices with their money. Only through education, action and accountability can you build the confidence and security you need to live a satisfying life.
We encourage you to take part in the planning process to help secure your financial future and, in turn, feel optimistic and proud about your accomplishments. Knowing that I've provided education and a plan for my clients has allowed me to turn a personal challenge into a gratifying journey.
How Much Risk Should You Take?
At Albany Financial Group, we have implemented Riskalyze, the world’s first risk alignment platform, which mathematically pinpoints a client’s Risk Number® and equips advisors to empower fearless investors.
By pinpointing your Risk Number®, we can ensure that your portfolio represents your comfort level, not ours.
Try it free today.
Invest in Knowledge: A podcast about all things financial
Invest in Knowledge: A podcast about all things financialCERTIFIED FINANCIAL PLANNER™ John Gigliello has launched a monthly podcast to add to his education series line up. It is available on the podcast page of this website, or anywhere you listen to podcasts.
The two most recent episodes focus on College Planning. This is a two-part series because there is so much information to share on ways to cut college costs and understanding financial aid.
The price of college keeps climbing. In fact, the cost of a bachelor degree at some of the most popular private universities now exceeds $300,000!
The average cost of college in 2021 came in at $27,330 for in-state public schools and $55,800 for private universities, as reported by the college board. That is for ONE year of tuition, fees, room and board.
But you don’t have to sacrifice your own retirement nest egg to pay for your child’s dream school for fear that his/her life won’t be as rewarding.
This is a time for parents to be realistic about what they can afford and for students to give serious thought to the value of a college education and where it will get them in life.
Most important, an in-depth discussion requires families to sit down at the kitchen table and talk about money.